My take on the Silicon Valley Bank collapse is that on the one hand, I am grateful that we have a Federal Reserve Bank in the role of "lender of last resort," to step in when these breakdowns occur. On the other hand, it is precisely the source code of “money-as-debt” and the “debt-based growth model,” that the privately owned Federal Reserve system was designed for, that has created the conditions for this type of brittleness in our economy. It is a great model if your goal is to always maximize financial profits everywhere, but it falls short if the goal is to create long-term environmental health and social well-being.